DHA PeshawarBuying property in Pakistan is one of the safest and most profitable investments — but before you finalize any deal, it’s important to understand the real cost of buying property, including government taxes and legal fees.
Most buyers only look at the plot or house price and forget about these additional charges, which can add up to several lakhs of rupees.
In this guide, BSK Groups, a trusted name in real estate marketing and investment consultancy, explains all the major property taxes and fees in Pakistan for 2025 — so you can make informed, smart, and confident decisions.
Major Property Taxes in Pakistan (2025)
Here’s a breakdown of the main taxes you’ll pay when buying property anywhere in Pakistan — whether it’s in Peshawar, Lahore, Karachi, or Islamabad.
| Tax / Fee | What It Means | Typical Rate (Approx.) |
|---|---|---|
| Stamp Duty | Government tax for the legal transfer of ownership between buyer and seller. | 3% of the property’s DC (Declared Collector) value |
| Capital Value Tax (CVT) | Paid by the buyer on the total property value at the time of transfer. | 2% |
| Withholding Tax (WHT) | Advance tax paid at the time of registration. Different for filers and non-filers. | 2% for filers, 4% for non-filers |
| Registration Fee | Charged for registering the sale deed in government records. | 1% |
| Advance Tax (Sec 236K) | Collected by FBR from the buyer as advance income tax. | Already included in WHT |
| Property Transfer Fee | Charged by the relevant housing authority (e.g., DHA, LDA, RDA, PDA). | Varies by authority |
These rates are approximate and may change based on city, property type, or updates in FBR policy.
📄 Additional / Hidden Costs You Should Know
Apart from the main taxes, there are some extra fees and charges that every buyer should be aware of:
- Mutation (Intiqal) Fee – For transferring property title in land records.
- Development Charges – Paid to housing societies for basic facilities like roads, parks, and sewerage.
- Map Approval Fee – For house construction approval.
- Society Transfer Fee – Especially in private societies like Bahria Town, DHA, or Regi Model Town.
- Agent Commission – Usually 1–2% of the property value if you buy through an agent.
Example: 10 Marla Plot in Peshawar
Let’s calculate an example with real numbers for better understanding:
Property Price: Rs. 1 crore (10 million)
| Tax / Fee | Rate | Amount (PKR) |
|---|---|---|
| Stamp Duty | 3% | 300,000 |
| CVT | 2% | 200,000 |
| WHT (for filer) | 2% | 200,000 |
| Registration Fee | 1% | 100,000 |
| Total Estimated Taxes | ≈ 8% | Rs. 800,000 |
So, your total property cost will be around Rs. 1.08 crore including all taxes and fees.
🧾 How to Check and Pay Property Taxes
You can easily check or pay your taxes online:
- Visit the FBR Official Website
- Generate a PSID (Payment Slip ID) under “e-payment of taxes.”
- Verify the filer or non-filer status of the seller using the Active Taxpayer List (ATL).
- Make payments through any major bank’s app or branch.
Always verify your property’s DC value and approval status from your city’s authority, such as:
- PDA (Peshawar Development Authority)
- LDA (Lahore Development Authority)
- RDA (Rawalpindi Development Authority)
- CDA (Capital Development Authority)
Common Mistakes Buyers Make
- Not checking if the society is approved by local authorities
- Ignoring withholding tax differences for filers/non-filers
- Relying on unregistered property agents
- Not confirming society transfer or development fees beforehand
Avoiding these mistakes can save you from legal issues and financial losses later.
BSK Groups – Your Trusted Real Estate Partner
BSK Groups is one of Pakistan’s emerging real estate marketing and investment consultancy companies, connecting investors with verified and profitable housing projects across Peshawar, Nowshera, and other major cities.
Whether you want to buy a plot, sell a property, or invest in new housing projects, BSK Groups provides transparent guidance, secure documentation, and up-to-date tax information to make your real estate journey smooth and stress-free.
Visit 👉 www.bskgroups.com to explore new opportunities, or contact our expert team to get free property consultation today!
🏁 Final Thoughts
Buying property in Pakistan is a big decision — and knowing your tax responsibilities is the key to avoiding surprises.
Always calculate the total cost, verify your documents, and choose a trusted marketing partner like BSK Groups to handle the process professionally.
Transparency, Trust, and Timely Guidance — That’s What BSK Groups Delivers.